Can You Withdraw Cash from an EBT Card in California?

In California, the Electronic Benefit Transfer (EBT) card is a crucial tool for many low-income residents to access benefits such as CalFresh (formerly known as food stamps) and CalWORKs (California Work Opportunity and Responsibility to Kids).

Understanding how to use your EBT card, including whether you can withdraw cash, is essential for managing your benefits effectively.

This article will provide a comprehensive guide on how to withdraw cash from an EBT card in California.

How to Withdraw Cash from an EBT Card

If you receive CalWORKs benefits, you can withdraw cash using your EBT card. Here’s how you can do it:

1. At an ATM

  • Locate an ATM: Find an ATM that accepts EBT cards. Most ATMs that accept major credit and debit cards will also accept EBT cards.
  • Insert Your Card: Insert your EBT card into the ATM.
  • Enter Your PIN: Type in your Personal Identification Number (PIN).
  • Select ‘Withdraw Cash’: Choose the option to withdraw cash.
  • Enter the Amount: Specify the amount of cash you wish to withdraw.
  • Collect Your Cash: Take your cash, receipt, and EBT card.

Note: Be aware of any fees associated with ATM withdrawals. Some ATMs may charge a fee, which will be deducted from your EBT balance.

2. At a Point of Sale (POS) Terminal

  • Find a Store: Locate a store that allows cash back with EBT card purchases. Many grocery stores and retail stores provide this service.
  • Make a Purchase: Buy an item and select ‘EBT’ as the payment method.
  • Request Cash Back: During the transaction, choose to get cash back and enter the amount.
  • Complete the Transaction: Enter your PIN, complete the purchase, and receive your cash back along with your items.

Understanding Withdrawal Limits

There may be limits on how much cash you can withdraw from your EBT card at one time or per day. It’s important to check these limits to avoid issues:

  • ATM Limits: Each ATM may have different cash withdrawal limits, typically ranging from $200 to $500 per transaction.
  • Daily Limits: The total amount you can withdraw per day may also be capped. Check with your local county office or the customer service number on the back of your EBT card for specific limits.

Avoiding Fees

To maximize your benefits and avoid unnecessary charges:

  • Use Surcharge-Free ATMs: Some ATMs are surcharge-free for EBT cardholders. Check with your local county office for a list of surcharge-free ATMs.
  • Plan Your Withdrawals: Minimize the number of transactions by planning your withdrawals to avoid multiple fees.

Conclusion

Withdrawing cash from your EBT card in California is straightforward if you receive CalWORKs benefits.

By understanding where and how to withdraw cash, and being aware of any associated limits and fees, you can effectively manage your benefits and ensure you have access to the funds you need.

Always check your balance regularly and plan your withdrawals to avoid any inconvenience or additional charges.

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